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Had a Fire? You Can Sell the House Without Rebuilding.

Fire-Damaged House

A house fire turns your life upside down. Once everyone is safe, the house itself can feel like a mountain of decisions. You don't have to rebuild before you sell. We buy fire- and smoke-damaged houses as-is.

Does This Sound Like You?

  • Your house was damaged by fire or smoke.

  • You're not sure whether to rebuild or move on.

  • Your insurance payout won't cover everything.

  • The house isn't safe to live in right now.

Before You Sell (in Plain English)

  • Talk to your insurance company first. Ask what your claim covers and whether selling changes anything. Keep copies of everything.

  • Secure the house. Board up openings and keep people out. This protects you and the property.

  • Check with the city. After a fire, the city may require repairs, demolition or an inspection.

  • The mortgage still counts. If there's a mortgage, it still has to be paid off, often from insurance money and the sale together.

Your Options, Honestly

  • Rebuild with insurance money. Makes sense if you want to stay and the claim covers it.

  • Tear it down and sell the lot. Sometimes an option, but you handle the demolition.

  • Sell it to us. We buy it as-is, damaged, and handle the rebuild ourselves.

Not sure which is right for you? Compare a cash sale and listing with an agent. (link: /sell-my-house/cash-offer-or-list-your-house)

How It Works

  1. Call or text us at (219) 339-3998, or fill out the form.

  2. We look at the house once, at a time that works for you.

  3. We send you a written cash offer. No pressure and no obligation.

  4. If you say yes, you pick the closing date. A local title company handles the paperwork and the money.

Local Help in Northwest Indiana

  • American Red Cross. Offers immediate help to families after a home fire.

  • Fire department report. Your insurance company usually needs a copy. Request it from the fire department that responded.

  • City building department. Tells you what the city requires after a fire.

What to Have Ready When You Call

  • Your insurance claim number and adjuster's contact info

  • The fire department report, if you have it

  • Your mortgage statement

This is general information, not legal advice. An attorney can tell you what applies to your situation.

Talk to Someone Local

Call or text (219) 339-3998, or fill out the form on this page. A real person from Next Door Real Estate will get back to you. No pressure, no obligation.

We buy fire-damaged houses in Gary, Hammond, Merrillville, Crown Point, Hobart and across Northwest Indiana.

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FAQs (Situation FAQs collection)

1. Can I sell before my insurance claim is settled?

Often, yes. Check with your insurance company first so you don't lose any money you're owed.

2. Do I have to clean up the damage?

No. We buy it as-is.

3. Who keeps the insurance money?

That depends on your policy, your mortgage and your agreement with the buyer. Ask your insurance company. We'll work with what they say.

4. The house is unsafe. How do you see it?

We'll walk it carefully, and you don't need to go inside.

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